ÿþ<html> <!-- InstanceBegin template="/Templates/TEMP.dwt" codeOutsideHTMLIsLocked="false" --> <head> <meta http-equiv=Content-Type content="text/html; charset=unicode"> <meta name=Generator content="Microsoft Word 12 (filtered)"> <title>Untitled Document</title> <style> <!-- /* Font Definitions */ @font-face {font-family:Wingdings; panose-1:5 0 0 0 0 0 0 0 0 0;} @font-face {font-family:‹[SO; panose-1:2 1 6 0 3 1 1 1 1 1;} @font-face {font-family:"Cambria Math"; panose-1:2 4 5 3 5 4 6 3 2 4;} @font-face {font-family:Verdana; panose-1:2 11 6 4 3 5 4 4 2 4;} @font-face {font-family:"\@‹[SO"; panose-1:2 1 6 0 3 1 1 1 1 1;} /* Style Definitions */ p.MsoNormal, li.MsoNormal, div.MsoNormal {margin:0in; margin-bottom:.0001pt; font-size:12.0pt; font-family:"Times New Roman","serif";} h1 {mso-style-link:"h˜˜ 1 Char"; margin-right:0in; margin-left:0in; font-size:24.0pt; font-family:"Times New Roman","serif"; font-weight:bold;} h3 {mso-style-link:"h˜˜ 3 Char"; margin-right:0in; margin-left:0in; font-size:13.5pt; 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</span></span><span style='font-family:"Verdana","sans-serif";color:black'>Loans &amp; Credit Cards </span></h3> <p style='margin-left:.5in;background:white'><span style='font-family:"Verdana","sans-serif"; color:black'><a href="http://www.janellisrael.com/content.cfm?ContentID=139" target="_blank">Loan Payoff </a><br> <a href="http://www.janellisrael.com/content.cfm?ContentID=140" target="_blank">Home Affordability </a><br> <a href="http://www.janellisrael.com/content.cfm?ContentID=141" target="_blank">Mortgage Refinancing </a><br> <a href="http://www.janellisrael.com/content.cfm?ContentID=142" target="_blank">Mortgage Acceleration </a><br> <a href="http://www.janellisrael.com/content.cfm?ContentID=701" target="_blank">Credit Card Debt </a><br> <a href="http://www.janellisrael.com/content.cfm?ContentID=707" target="_blank">Lease Interest </a><br> <a href="http://www.janellisrael.com/content.cfm?ContentID=706" target="_blank">Lease Payment </a><br> <a href="http://www.janellisrael.com/content.cfm?ContentID=705" target="_blank">Car Affordability </a></span></p> <h4 style='margin-left:.5in;background:white'><span style='font-family:"Verdana","sans-serif"; 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